Senior Credit Analyst Peoplemint Consultants

About Peoplemint Consultants

Job Description

Role : Senior Credit Analyst Location : Kolkata Role Overview: We are seeking a seasoned Senior Credit Analyst to lead our credit analysis team. This role involves overseeing financial assessments, guiding analytical processes and ensuring comprehensive credit evaluations for our clients. Key Responsibilities: Team Leadership: Manage and mentor a team of associate credit analysts, fostering a collaborative and high-performance environment. Financial Analysis: Conduct in-depth analysis of balance sheets, profit and loss statements, cash flow statements and notes to accounts to assess financial health. Ratio Analysis: Evaluate key financial ratios, including liquidity, solvency and profitability to determine company strength and creditworthiness. Client Engagement: Engage with company promoters to gain insights into business operations and performance relative to industry benchmarks. Report Preparation: Guide the analytical team in preparing detailed rating notes, ensuring accuracy and compliance with industry standards. Rating Process Management: Oversee end-to-end interactions with rating agencies, ensuring timely and accurate completion of the rating process,