Senior Credit Analyst Oxyzo Financial Services
Oxyzo Financial Services
Office Location
Full Time
Experience: 4 - 4 years required
Pay:
Salary Information not included
Type: Full Time
Location: Hyderabad
Skills: Credit Underwriting, Financial Analysis, Risk management, Communication skills, Quantitative Analysis, Qualitative analysis, Legal Analysis, customer due diligence
About Oxyzo Financial Services
Job Description
Company Description Oxyzo Financial Services is dedicated to understanding and meeting the unique credit needs of small and medium enterprises (SMEs) in India. By providing customized credit solutions, low-interest rates, collateral-free options, and quick loan processing, Oxyzo aims to support SMEs in expanding their operations and increasing profitability. With a focus on minimal documentation requirements and innovative credit options, Oxyzo has become a preferred lending partner for thousands of SMEs across India. Role Description This is a full-time on-site role for a Senior Credit Analyst at Oxyzo Financial Services in Hyderabad. The Senior Credit Analyst will be responsible for analyzing credit data, assessing risk profiles, evaluating financial information, and communicating credit decisions effectively. This role involves daily credit management tasks and requires strong analytical skills, attention to detail, and the ability to work collaboratively with finance teams. Key Responsibilities: - Underwrite and appraise credit proposals for working capital and term loans. - Analyze financial statements, cash flows, bank statements, and conduct ratio analysis. - Perform quantitative and qualitative analysis, including financial, banking, and statutory evaluations. - Conduct legal analysis and customer due diligence to assess creditworthiness. - Work closely with sales, operations, and channel partners to ensure smooth loan processing and disbursement. - Perform portfolio risk analysis and recommend policy changes based on trends. Requirements: - 4-8 years of experience in credit underwriting for working capital, business loans, or SME financing. - Strong financial analysis, risk management, and communication skills. - Self-driven and capable of working under pressure. - CA or MBA preferred, with fluency in Hindi and English. *Apply now** to become part of a fast-growing team that drives sustainable growth for businesses.,