Credit Manager - CV & CE Loans Peoplemint Consultants
Peoplemint Consultants
Office Location
Full Time
Experience: 3 - 3 years required
Pay:
Salary Information not included
Type: Full Time
Location: West Bengal
Skills: Analytical skills, Credit assessment, Underwriting, Financial Analysis, risk assessment, Compliance, Loan Processing, Portfolio Management, Communication skills
About Peoplemint Consultants
Job Description
Hiring for a Leading Bank Role - Credit Manager CV & CE Location - Siliguri / Muzaffarpur Experience - 3+ Years Grade - up to Manager (M) Position Overview The Credit Manager will oversee the credit assessment and underwriting for the Commercial Vehicle (CV) and Construction Equipment (CE) finance segment. This role requires strong analytical skills, a solid understanding of the CV & CE finance market, and the ability to manage credit risk effectively. Key Responsibilities Analyze and evaluate loan applications, financials, and creditworthiness for CV & CE finance. Conduct thorough risk assessments, ensuring compliance with bank policies. Approve or recommend loan proposals within credit authority limits. Ensure adherence to credit policies and regulatory standards. Monitor portfolio performance, identify risks, and manage overdue accounts. Collaborate with sales and collections teams for smooth loan processing and recovery. Maintain accurate records and prepare regular performance and Skills: 3-7 years in credit assessment, particularly in CV & CE finance. Bachelor's degree in Finance, Commerce, or related field. MBA or equivalent is preferred. Strong analytical, decision-making, and communication skills. (ref:iimjobs.com),