Credit Manager PaywithRing
PaywithRing
Office Location
Full Time
Experience: 3 - 3 years required
Pay:
Salary Information not included
Type: Full Time
Location: Gujarat
Skills: Credit Appraisal, Credit Underwriting, KYC, Supervision, Sales Coordination, Loan Against Property, Credit Policies, Income Analysis, Deviation Matrix
About PaywithRing
Job Description
ROLE: Branch Credit Manager INDUSTRY TYPE: NBFC DEPARTMENT: Credit / Risk Management EMPLOYMENT TYPE: Full Time, Permanent PRIMARY RESPONSIBILITY Responsible for underwriting secured loan against property proposals Follow the laid down credit policies & procedures Conduct personal discussion with customers to establish credit worthiness Making sure completion of credit/KYC documents and verification- telephonic, field & collateral visits. Training of credit policy to the sales team Assess income to obligation ratios, in depth knowledge of rational behind calculation of ratios and its impact on loan performance during the loan tenure. Supervise Credit Processing Associates and provide guidance Coordinate with sales to achieve targets and ensure SLAs are met. Ensuring credit policy adherence to the accepted standards. Ability to follow deviation matrix and foster in decision making QUALIFICATIONS Min 3 years of work exp in Credit Appraisal, Credit underwriting for LAP,