Co-Founder And CTO MoneyWell
MoneyWell
Office Location
Full Time
Experience: 8 - 8 years required
Pay:
Salary Information not included
Type: Full Time
Location: Karnataka
Skills: Underwriting, Collections, Architecture, risk assessment, Document Verification, data security, Fraud Prevention, recruitment, Mentoring, Leadership, Product Innovation, Business Innovation, Equity, Automation, AIdriven Automation, ML Workflows, loan approvals, integrations, automation of lending operations, Aadhaar, NBFCs, Banks, FMCG supply chains, automated credit decisionmaking, financial regulation compliance, operations innovation, tech vision communication, SME Lending, AI, Fintech product development
About MoneyWell
Job Description
About MoneyWell: MoneyWell is a fintech startup revolutionizing access to working capital for India's 10 million underserved FMCG retailers. By leveraging AI-driven automation and ML workflows, we streamline underwriting, loan approvals, and collectionsmaking short-term, small-ticket working capital viable and scalable. Role Overview: As the Co-Founder & CTO, you will define and execute the technology vision for MoneyWell, building a scalable AI-powered fintech platform. You will lead the architecture, integrations, and automation of lending operations, ensuring seamless connectivity with Aadhaar, NBFCs, banks, and FMCG supply chains. This role requires hands-on technical leadership and the ability to scale an early-stage startup into a major fintech player. Key Responsibilities: Develop and execute the technology roadmap in alignment with MoneyWells business goals. Architect a scalable, AI-driven lending platform with automation for underwriting, fraud detection, compliance, and loan servicing. Leverage AI/ML for risk assessment, document verification, and automated credit decision-making. Ensure financial regulation compliance, data security, and fraud prevention. Recruit, mentor, and lead a tech team as the company scales. Collaborate with product, business, and operations teams to continuously innovate. Represent MoneyWells tech vision to investors, partners, and regulatory bodies. What We Offer: Co-founder equity in MoneyWell. A chance to redefine SME lending in India with cutting-edge AI and automation. The opportunity to build and lead the tech function at a high-growth fintech startup. Autonomy to create a world-class fintech product from the ground up. Challenges & Considerations: This is an equity-only role until funding is secured. Early-stage startup uncertaintyrisk comes with the potential for high rewards. Demanding role with long hours and high stakes, but not 24/7. Youll be hands-on in both strategy and execution, wearing multiple hats. If youre excited about building a game-changing fintech company, lets talk!,