Branch In-Charge - ML HDB Financial Services Ltd.
HDB Financial Services Ltd.
Office Location
Full Time
Experience: 5 - 5 years required
Pay:
Salary Information not included
Type: Full Time
Location: Angul
Skills: Business generation, Productivity management, Sales, Revenue generation, Client Servicing, Market Penetration, Team Leadership, Risk analysis, Financial Analysis, Portfolio Management, Collections, Employee Retention, Sales recovery, Credit Lending, Delinquent accounts, Debt counseling
About HDB Financial Services Ltd.
Job Description
You will be responsible for generating business under JLG Loan and ensuring the productivity and profitability of the Branch across all products. Your key tasks will include achieving disbursement targets, cross-selling products, and driving revenue generation and client servicing for the branch. You will be leading the sales team, developing business strategies for market penetration, and defining business targets to enhance the organization's business. Your role will involve conducting risk analysis based on credit scores, analyzing financial risks, and preparing appraisal reports to support credit lending decisions. It will be crucial to identify potential default cases, implement proactive measures to prevent NPAs, and maintain the quality of the portfolio by ensuring zero PAR. Timely collections and disbursements in the branch will also be part of your responsibilities. You will be expected to analyze delinquent accounts, develop recovery strategies, and offer debt counseling to facilitate settlements. Maintaining the consistency, accuracy, completeness, and timeliness of reports will be vital. Additionally, you will monitor the branch's performance, strategize employee retention, and provide training, guidance, and motivation to the sales team to enhance their quality and productivity.,