Area Sales Manager - Unsecured Loans OfBusiness
OfBusiness
Office Location
Full Time
Experience: 3 - 3 years required
Pay:
Salary Information not included
Type: Full Time
Location: Chandigarh
Skills: B2B Sales, SME sales, business loan, LC, BG, lap, OD, Unsecured Working Capital, Secured Finance, CC, DSACA Network, Understanding of market dynamics, Consumer behavior principles, Excellent Communication Skills, Sales skills
About OfBusiness
Job Description
As an Area Sales Manager in Business Development at OXYZO, your primary responsibility will be to source leads within the target segment identified by team leaders and Risk Bible. You will need to conduct a minimum of 2-3 meetings per day with new clients, persuading them to consider one of OXYZO's product offerings, sharing financial data, and guiding them through the valuation process. It is essential to collect relevant financial information from clients for the evaluation and underwriting processes related to working capital limits. Furthermore, you will be required to facilitate Personal Discussions between Risk team members and clients, addressing any queries from the Risk team and ensuring a smooth resolution. It is crucial to understand the evaluation and underwriting methodology as guided by team leaders and Risk team members. Driving commercial negotiations and securing closures in alignment with the Risk team's sanctions will be a key part of your role. Additionally, you will be facilitating loan and limit agreement executions in collaboration with the post-sanction team, ensuring client cooperation throughout the process and enabling smooth disbursements by collecting necessary documents from clients. We are seeking a candidate with a strong academic background and prior experience in similar products such as Business Loans, Unsecured Working Capital, Secured Finance, LC, BG, LAP, CC, OD, etc. The ideal candidate should have a well-established DSA/CA network in Punjab, Himachal, and UK. An understanding of B2B sales and SME sales aligned with market dynamics, coupled with knowledge of consumer behavior principles, is desirable. The role requires someone who is highly self-motivated, hardworking, and capable of leading teams effectively. Excellent communication and interpersonal skills are essential, along with a drive to contribute to the growth of SMEs nationwide. The successful candidate must thrive in high-pressure environments and demonstrate a hands-on approach to tasks, with a willingness to hustle and deliver results. Flexibility in travel and proficiency in Hindi, English, and the local language are necessary attributes for this role.,